Personal Checking
Helping you do life.
Our checking accounts help you do life… from paying for groceries or gas to getting money at the ATM for dinner and a movie. We offer free checking and other options like extended banking hours, convenient online banking and bill paying, as well as a no-fee debit card, and more.
Which Guaranty Bank Checking Account is right for you? Compare all of our accounts to see what fits your life.
- Free & Easy Checking: An account with no minimum balance, no monthly service fee and no per check fee.
- 50 Plus Checking: An interest-bearing account just for those 50 years or better.
To open an account, stop in to one of our many conveniently located branches.
Unexpected expense? No problem! With a Guaranty Bank checking account, you may also be eligible for Easy Advance - our solutions for life's little emergencies. Visit your local branch to get information about the eligibility requirements.
Refer a friend, get $10! Help your friends get out of their old checking accounts and into free checking with our Tell-A-Friend program. For each new checking account that you refer to us, you'll get $10 deposited into your account the next business day. Print out our Tell-A-Friend flyer to get started!
Guaranty Bank offers financial solutions that benefit hard-working families and the communities where they live and work. With a helpful, knowledgeable and friendly staff, Guaranty Bank is there to help you achieve your financial goals. Whether it’s saving for the future or managing your day-to-day purchases, Guaranty Bank is there for you.

