Free & Easy Checking
So free it practically pays you!
Free & Easy Checking is the checking account that does everything you need by saving you time and money. There’s no minimum balance, no monthly service fee and no per check fee. And, it comes with convenient and exciting extras like free Online Banking.
Why it's called FREE:
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Visa® Debit Card with no annual fee
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FREE first starter check order*
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Unlimited check writing
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FREE transactions at Guaranty Bank ATMs (no more than $500 per day)
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FREE Preferred BillPay: once you try it you'll never go back
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FREE Online Banking: bank from the convenience of your home or office
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FREE eAlerts: keep tabs on your account by setting up customized alerts via email
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FREE of minimum balance requirement so none of your money is tied up
Why it's called EASY:
- GuarantyOnline: View and manage your accounts from home, work, vacation or wherever for free
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Many of our branches are open seven days a week: No bankers' hours here
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Direct deposit: Your money is deposited electronically and available to you immediately
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INFO Line: Our automated phone banking is always open 24/7
To open an account, stop in to one of our many conveniently located branches.
Guaranty Bank offers financial solutions that benefit hard-working families and the communities where they live and work. With a helpful, knowledgeable and friendly staff, Guaranty Bank is there to help you achieve your financial goals. Whether it’s saving for the future or managing your day-to-day purchases, Guaranty Bank is there for you.
*Customer pays for shipping, handling and applicable taxes.
Personal accounts only. Minimum to open account is $25. Maintenance and activity fees do not apply. Other fees may apply such as overdraft fee ($37), unavailable funds fee ($35) and early closing fee ($50). See Account Disclosure for other charges, terms and conditions. Fees and terms are subject to change. Bank rules and regulations apply. Account opening is subject to approval. See branch for details.
Lost or Stolen
ATM/Debit Card Notification
1-800-554-8969
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Guaranty Bank
Member FDIC 
