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Navigation: Personal Services - Checking - Ultimate Checking

Ultimate Checking 

If we use the word ultimate, it has to be good. With Ultimate Checking, you earn a high interest rate typically associated with CDs and money market savings accounts. Plus, your interest rate isn't blended - your entire balance earns the same high rate. At the same time, your money is completely liquid; you have the freedom of unlimited deposits and withdrawals.
Apply for an Ultimate Checking Account Compare Checking Accounts See Checking Account Rates

Features of Ultimate Checking 

  • Earn a higher interest rate on your entire balance
  • Unlimited check writing
  • A nickel back reward on every signature-based check card transaction
  • Unlimited withdrawals and deposits
  • Free ID Theft Recovery
  • First order of 50 checks is free
  • Free Online Banking and free Bill Pay
Minimum Opening Deposit
$10,000
Monthly Service Charges
Free, unless your minimum daily balance falls below $10,000 during a statement cycle. Then there is a $15 fee.

Account Specifications
  • Earn one of seven interest rate tiers, based on your balance total
  • No minimum balance to earn interest
  • Interest compounded monthly
  • Interest rates subject to change
  • Complimentary check safekeeping - Checks held in safekeeping are microfilmed for easy retrieval.
  • Image Statement option available - Image Statements will include an electronic image of the front of the original paper check.
Guaranty Bank offers a variety of services that provide convenience and security to your accounts.
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