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| How do you spell risk-free investing? IRA CD. These
FDIC-insured instruments are among the safest retirement investments around.
They provide steady growth without the ups and downs of other retirement vehicles.
And regardless of which IRA CD you choose (short-term, long-term, traditional CD,
JumpUp CD), your money grows with tax-deferred compound interest. |
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Learn more about IRAs by reading our answers to Frequently Asked Questions.
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- Earnings are tax-deferred
- Flexibility in how you invest
- Fixed rate and fixed term with an IRA CD
- Guaranteed rate increases over the term and opt-out periods with no bank penalty withdrawals with a JumpUp IRA CD
- Competitive interest rates
- Your contributions may be tax-deductible (consult your tax adviser)
- FDIC-insured
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Minimum Opening Deposit
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$1,000: IRA CD
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$10,000: JumpUp IRA CD
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Account Specifications
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- A total of $4,000 may be deposited into an individual's
IRA accounts for the 2005-2007 tax years. An additional $1,000
may be deposited for individuals age 50 or better.
- Principal and interest taxed when withdrawn
- IRS penalty free withdrawal not allowed before age 59½
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Guaranty Bank offers a variety of services that provide convenience and security to your accounts.
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Equal Housing Lender.
