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| With a Roth IRA, your earnings aren't merely
tax-deferred - they're tax free. You won't be subjected to taxes, ever, if
you meet IRS eligibility guidelines. Open your Roth IRA as an EasySaver™ with as
little as $100, or opt for any of our IRA CDs with minimum balances beginning at $1,000.
We've got several ways to take advantage of the unique benefits of a Roth IRA.
And all our Roth IRAs are FDIC-insured — a risk-free investment. |
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Learn more about Roth IRAs by reading our answers to Frequently Asked Questions.
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- Tax-free earnings (consult your tax adviser)
- Flexibility in how you invest
- Fixed rate and fixed term with an IRA CD
- Variable rate, tiered interest, no fixed term with an
EasySaver™ IRA
- Guaranteed rate increases over the term and opt-out
periods with no bank penalty withdrawals with a Roth JumpUp IRA CD
- FDIC-insured
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Minimum Opening Deposit
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$100: EasySaver™ Roth IRA
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$1,000: Roth IRA CD
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$10,000: JumpUp Roth IRA CD
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Account Specifications
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- A total of $4,000 may be deposited into an individual's IRA
accounts for the 2005-2007 tax years. An additional $1,000 may be
deposited for individuals age 50 or better.
- After five years, you can withdraw earnings tax-free for a
first-time home purchase
- Interest compounded quarterly
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Guaranty Bank offers a variety of services that provide convenience and security to your accounts.
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Equal Housing Lender.
