Home Equity Line Of Credit
|
|
|
A Home Equity Line of Credit from Guaranty Bank provides the flexibility to
access the power of your home’s equity when you need it.
Use the funds to pay high-interest bills, make home improvements, pay tuition, or help
with other personal credit needs, like starting a business.
|
|
|
Features
|
- Competitive variable rates
- No closing cost options
- No annual fees and no prepayment penalties
- Line amounts available from $10,000 to $250,000
- 10 year draw period – Interest only payments
- 15 year repayment term
- Special 0.25% APR client discount when you make automatic payment
deductions from a Guaranty Bank checking account
|
|
|
|
Benefits
|
- A smart money management tool that puts your home equity to work for you
- Can be used anyway you want, anytime you want it, including:
-
Debt consolidation to lower your monthly payments and pay off bills
to achieve financial freedom
-
Home Improvements
-
Pay taxes or tuition
-
Auto purchases
-
Fast access to extra cash
- Interest may be tax deductible
- Easy application process that only takes minutes!
Apply over the phone by calling 1-888-8LENDING or have one of our
Personal Bankers help you complete the application at your nearest Banking Center.
|
|
|
|
|
|
|
|
A Home Equity loan from Guaranty Bank carries a lower interest
rate than most credit cards or consumer loans, and is available
in a variety of terms to fit your needs.
You can secure a rate and term that makes your payments predictable and affordable.
|
|
|
|
Features
|
- Competitive fixed rates
- No closing cost options
- No annual fees and no prepayment penalties
- Loans from $10,000 to $250,000
- 10, 15 and 20-year terms available
- Special 0.25% APR client discount when you make automatic
payment deductions from a Guaranty Bank checking account
|
|
|
|
Benefits
|
- A smart and affordable way to put your home equity to work for you
- Can be used for anything you want including:
- Interest may be tax deductible
- Easy application process that only takes minutes!
Apply over the phone by calling 1-888-8LENDING or have
one of our Personal Bankers help you complete the
application at your nearest Banking Center.
|
|
|
|
Subject to credit and collateral approval, as well as state equity laws.
A 0.25% Annual Percentage Rate (APR) reduction is available for
borrowers authorizing automatic debit of monthly payments from a
Guaranty Bank checking account. Limit one rate discount offer per loan.
Conditions and limitations apply. Consult your tax advisor regarding
deductibility of interest.
Complete program details available upon request.
|
|
|
