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Bill Payment:

At Guaranty Bank, we really do listen to our clients. Because you've asked for it, we're modifying Bill Pay's five-day payment procedure. Before, funds were withdrawn the day of your scheduled payment. Now, your money stays in your account until the merchant you are paying submits the check for payment.1 Two-Day payments will still be deducted on the scheduled initiation datedue to the shorter time period.
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1   If a future-dated payment creates an overdraft, customer may be assessed additional fees. For detailed information on insufficient funds (NSF) or overdraft fees, please refer to your Facts about your Guaranty Bank Deposit Accounts disclosures.
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