	Locations \| Careers \| Contact Us \| Investor Relations \| Home

Navigation: Small Business - Accounts - Comparison

Small Business Account Comparison

Below you'll see highlights covering basic account features. When you're ready for complete descriptions, just select the name of the account that you think is right for you.

Account Type	Account Features	Minimum Opening Deposit	Account Charges	Other Account Specifications
Free Business Checking	Free � Up to 150 Deposit Items Free � Up to 50 Checks or withdrawals Free VISA® Business Check Card Free Deposit Only Card7 Free safekeeping of checks Free Business Online Banking Free � 20 Online Bill Payments1 Free Personal Checking Account (GuarantyChek® Free)	$100	No monthly service charge No minimum balance requirement $0.50 per non-cash deposit item after 150 during statement cycle $0.50 per check paid or over-the-counter withdrawal made after 50 during statement cycle	Free safekeeping of checks2 or returned with statement for a $4 fee Your choice of statement cycle
Guaranty Plus® Business Checking	Low minimum opening balance No charge for the first 300 items deposited or 200 items paid	$500	$15 service charge if balance falls below $8,000 and average daily balance falls below $10,000 $0.25 charge per withdrawal after 200 during statement cycle $0.25 charge per non-cash deposit item after 300 during statement cycle	Checks either held in safekeeping2 or returned with statement
Analyzed Business Checking	Low opening balance Detailed analyzed statement	$500	Variable monthly service charge	Access to Cash Management Services Earnings credit from maintained balance can offset service charges
Non-Profit Checking	Designed for non-profit organizations Monthly activity statements	$100	$8 service charge if balance falls below $500 $2 check enclosure fee only when the account is set up to have checks returned3	Checks either held in safekeeping2 or returned with statement
Working Capital Account	Free Money Market Checks Ability to write three checks4 Unlimited deposits Available with automatic funding feature	$5,000	$15 service charge if balance falls below $10,000 and average daily balance falls below $15,000 $10 excess activity charge5	Tiered interest rates Interest compounded monthly6 No minimum balance to earn interest Checks either held in safekeeping2 or returned with statement
Premier Money Market	Ability to write three checks4 Free Money Market checks Unlimited deposits	$50,000	No monthly service charge $10 excess activity charge5	Tiered interest rates Interest compounded monthly6 No minimum balance to earn interest
Certificates of Deposit	Time deposit with competitive interest rates Variety of terms Automatic renewal with 7-day grace period Additions allowed at maturity	Varies	No monthly service charge Early withdrawal may be subject to penalty	Flexibility in interest payment methods Interest compounded quarterly6

En Español

The Facts about your Guaranty Bank Deposit Accounts disclosure and all other disclosures that will be provided to you when you open an account constitute the entire agreement between you and the Bank concerning your account(s). If there is a conflict between those disclosures and the information on these Web pages, the terms of the disclosures will control.

Guaranty Bank offers a variety of Business Banking Services that provide convenience and security to your accounts.

1	First 20 bill pay transactions are free. $0.50 per transaction thereafter.
2	Checks are microfilmed and held for retrieval.
3	Check enclosure fee applicable regardless of balance.
4	Federal regulations limit this account to six third-party withdrawals per statement cycle. Three of these may be made by check.
5	Refer to the Facts about your Guaranty Bank Deposit Accounts Disclosure for a description of the transactions assessed an "excess transaction fee."
6	Simple interest is accrued daily and compounded monthly or quarterly as stated above.
7	Deposit only card access available at select Guaranty Bank ATMs.

Equal Housing Lender.
Privacy & Security | Terms of Use | About Email and Online Fraud