	Locations \| Careers \| Contact Us \| Home

Navigation: Small Business - Accounts - Comparison

Small Business Account Comparison

Below you'll see highlights covering basic account features. When you're ready for complete descriptions, just select the name of the account that you think is right for you.

Account Type	Account Features	Minimum Opening Deposit	Account Charges	Other Account Specifications
Free Business Checking	Free � Up to 150 Deposit Items Free � Up to 50 Checks or withdrawals Free VISA® Business Check Card Free Deposit Only Card1 Free safekeeping of checks Free Business Online Banking Free � 20 Online Bill Payments2 Free Personal Checking Account (GuarantyChek® Free)	$100	No monthly service charge No minimum balance requirement $0.50 per non-cash deposit item after 150 during statement cycle $0.50 per check paid or over-the-counter withdrawal made after 50 during statement cycle	Free safekeeping of checks3 or returned with statement for a $4 fee Your choice of statement cycle
Guaranty Plus® Business Checking	Low minimum opening balance No charge for the first 300 items deposited or 200 items paid	$500	$15 service charge if balance falls below $8,000 and average daily balance falls below $10,000 $0.25 charge per withdrawal after 200 during statement cycle $0.25 charge per non-cash deposit item after 300 during statement cycle	Checks either held in safekeeping3 or returned with statement
Analyzed Business Checking	Low opening balance Detailed analyzed statement	$500	Variable monthly service charge	Access to Cash Management Services Earnings credit from maintained balance can offset service charges
Non-Profit Checking	Designed for non-profit organizations Monthly activity statements	$100	$8 service charge if balance falls below $500 $2 check enclosure fee only when the account is set up to have checks returned4	Checks either held in safekeeping3 or returned with statement
Business Money Market Account	Tiered interest rates � higher balances, higher interest No minimum balance to earn interest Free ATM card and first order of checks Ability to make unlimited deposits	$1,000	$15 service charge if balance falls below $2,500	Simple interest is accrued daily and compounded monthly
Certificates of Deposit	Time deposit with competitive interest rates Variety of terms Automatic renewal with 7-day grace period Additions allowed at maturity	Varies	No monthly service charge Early withdrawal may be subject to penalty	Flexibility in interest payment methods Interest compounded quarterly5

The Facts about your Guaranty Bank Deposit Accounts disclosure and all other disclosures that will be provided to you when you open an account constitute the entire agreement between you and the Bank concerning your account(s). If there is a conflict between those disclosures and the information on these Web pages, the terms of the disclosures will control.

Guaranty Bank offers a variety of Business Banking Services that provide convenience and security to your accounts.

1	Deposit only card access available at select Guaranty Bank ATMs.
2	First 20 bill pay transactions are free. $0.50 per transaction thereafter.
3	Checks are microfilmed and held for retrieval.
4	Check enclosure fee applicable regardless of balance.
5	Simple interest is accrued daily and compounded monthly or quarterly as stated above.


	Copyright � 2009 Guaranty Bank. All Rights Reserved. Privacy & Security \| Terms of Use \| About Email and Online Fraud