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Navigation: Small Business - Lending - Real Estate Loans

Small Business Real Estate Loans 

Guaranty's Real Estate Loans provide first mortgage loans for purchasing owner-occupied commercial property for your business in Texas or California, and we offer a variety of repayment terms to meet your budget.

Applying for your Commercial Real Estate Loan can be done in two ways:
  • Apply at a banking center location near you.
  • Call 1-800-811-8310 to talk to a Telephone Business Banker.

Features of Small Business Real Estate Loans 

  • Loans of up to 80% of either the cost or the appraised value of the real estate, whichever is lower
  • Convenient repayment terms: 5-year maturity with a 15-year amortization, 5-year maturity with a 20-year amortization (Texas), 5-year maturity with a 25-year amortization (California), 10-year fully amortized, or 15-year fully amortized
  • Loan amounts from $10,000 to $2,000,000
  • Fixed or variable rate plans
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