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You'll Always Know You Matter
At Guaranty Bank, we help families by working side-by-side with them to meet their financial goals. We help our customers build their credit scores and savings accounts, so they can get approved for the credit cards and auto loans they need. Guaranty Bank is the financial partner for everyday people, and you’ll always know you matter here.
Guaranty Bank is now a division of First Citizens Bank.
Great Credit Leads to Great Things
If you're leery of banks, and more importantly, what they promise—we get it. The thing is, Credit Builder is different. Once approved, there's no down payment. All we ask is that you're responsible and accountable. We'll handle reporting your payments to the credit bureaus, so you can focus on the real goal: Raising your credit score.
The Proof is in the People
Learn how Guaranty Bank can help you
Hear from real customers and employees.
Don't go broke building your credit score.