Personal Banking

We help our customers meet their financial goals. When we say personal banking, we mean it. Our tellers take pride in demonstrating care, and they’re happy to sit down with customers to help them figure out how to save their money. We value creating relationships that make banking personal.

Available Services

Explore all the ways you can bank with us

Personal Checking

Bank easy with our checking products designed with your needs in mind. Find the right account for your lifestyle.

  • Visa® Debit Card with no annual fee.
  • Free Online Banking and BillPay: Manage your account and pay bills 24 hours a day from the convenience of your home or office.
  • Mobile Banking: On the go banking for those who live on the go.
  • Direct Deposit: Get access to your funds more quickly and safely. Ask your employer to get you set up.
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Personal Savings

Whatever you’re saving for, from a house to a vacation to retirement, we have a savings plan perfect for you. Let one of our savings, money market or CD products help you achieve your financial goals.

  • Regular Savings: A safe haven for your money that gives you easy access to your funds.
  • Ultimate Money Market Account: Get a competitive rate without risking your principal. It's as good as a CD rate with greater flexibility.
  • CDs: Guaranteed earnings with a variety of terms to choose from.
  • Savings for the Future: A one-year CD where you can add money at any time to maximize your savings.
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Personal Retirement Planning

Guaranty Bank offers flexible and convenient retirement plans to fit your needs all in one place. Saving for your retirement has never been easier.

IRA Options: 

  • Traditional IRAs
  • Roth IRAs
  • IRA Rollovers
  • Simplified Employee Pension Plan (SEP) IRAs
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Our Specialty Services

Only Available at Guaranty Bank

When cashing a check, sometimes you just can't wait the normal hold time until your funds become available. You need it now. Checkspress* gives you a way to accelerate access to your funds. Checkspress is better than going to a check casher because you don’t have to carry around your cash. Deposit the cash from your check safely into your account and access it anytime.

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*Checkspress is a check cashing service available for customers who have an open Guaranty Bank account. This service offers immediate cash for your check at competitive rates. You can use this service to obtain immediate cash for your check instead of depositing or cashing the check and waiting for the funds to become available. If you use this service to cash a check, you could deposit the cash into your account for immediate funds availability. There is no fee for enrolling in this service. There is a fee charged for each check cashed. All checks must be drawn on a U.S. bank and payable in U.S. dollars. The check must be payable to the person cashing the check. A check could be payable jointly to two payers (either as “or” or “and”) but the check must be endorsed by both persons, and the person cashing the check must be one of the payees listed on the check. Personal checks must be drawn on an individual account and cannot be drawn on a business account. Checks payable to a business, fiduciary or cash are not eligible for this service. Foreign checks and checks drawn on Guaranty Bank or BestBank are not eligible for this service. All checks must be properly endorsed. When you request to use this service, you will need to provide your Driver’s license, State-issued ID card, or military ID and your Social Security number. If your enrollment into this service or request to cash a check is denied, you will be provided with a phone number to call for information. 

 

For more information on credit scores, go to myfico.com.

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You are leaving Guaranty Bank

By clicking Continue, you will be taken to a website that is not affiliated with Guaranty Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Guaranty Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Guaranty Bank.