LOANS & CREDIT

Loans and credit cards can be key to helping you reach your financial dreams. We work with you to build your credit or find the perfect credit card for your lifestyle.

WE HELP YOU MEET YOUR FINANCIAL GOALS

CREDIT BUILDER

Don’t go broke building your credit score. Credit Builder1 is a personal loan secured by a Certificate of Deposit. You pay the loan back on time, and you start on the path to improving your credit score.

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CREDIT CARDS

Our credit cards2 offer benefits and features to meet a variety of financial needs. Take a look at what each card has to offer and decide which one is right for you.

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AUTO REFERRAL PROGRAM

BlueHarbor is a Service Provider to Guaranty Bank. Their Auto Refinance program could decrease your interest rate* and lower your monthly payment. BlueHarbor offers a wide range of loan options. The process to apply is quick and easy. Within minutes, you can see if you qualify and how much you can save. BlueHarbor works with their select network of lenders to help find the best loan for you.

BlueHarbor knows every customer is unique, and their entire process is designed to put you first.

*Subject to credit approval. Rates vary based on your credit history, requested loan amount, term, state of residence and other conditions.

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1 Results are not guaranteed

Credit Builder Loan is subject to application, eligibility and credit qualification. Rates and terms are subject to change. Improvement in credit score is dependent on multiple factors specific to your situation and financial behavior. For example, late payments on utility bills, car loans or credit card accounts would negatively influence your credit score, even if your payments on a Credit Builder Loan are current. 

Failure to make required monthly minimum payments by the payment due date for the Credit Builder Loan will result in negative reporting to the credit bureau and will not improve your credit score. 

This product will not repair your credit, and negative credit history will not be removed from your credit report as a result of this program. 

Money Back Refund of interest paid requires that all Credit Builder loan payments must be made within 29 days of their due dates for the full five-year term.

 2 Credit cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to licenses from Visa U.S.A., Inc. and American Express.  VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.  American Express is a federally registered service mark of American Express.

 

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By clicking Continue, you will be taken to a website that is not affiliated with Guaranty Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Guaranty Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Guaranty Bank.