If you think you can’t qualify for a new checking account, think again. With no overdraft fees and helpful bankers, Relationship Checking* is everything you want from a prepaid card, and so much more.

APPLY NOW

RETHINK YOUR OVERDRAFT FEES

A Relationship You Can Grow With


If you like the ease and reliability of a prepaid card, you’re going to love Relationship Checking—a checking account with no overdraft fees. Like prepaid, qualifying for Relationship Checking is simple. But unlike prepaid, with Relationship Checking you can get a Visa® Debit card, full access to our helpful bankers, no check cashing fees and Online Bill Pay—all for only $10 per month.

You work hard, and we believe you shouldn’t have to pay to deposit, or withdraw, your hard-earned money. With Relationship Checking, you’ll have:

  • NO overdraft fees
  • NO reload fees
  • NO deposit fees
  • NO check cashing fees

Cards are cards, but people are priceless. With Relationship Checking, you have our full network of friendly, helpful bankers on your side to:

  • Cash/deposit your checks for free
  • Count your coins for free
  • Answer questions about your money
FIND A LOCAL BANKER

You can choose between Online Statements for free or paper statements for $2 per month.  

To begin receiving Online Statements, first, enroll in Online Banking. Then, enroll in Online Documents.

ENROLL IN ONLINE BANKING TODAY LEARN MORE

We can’t pay bills for you, but we can make it easier. With free Online BillPay, you can pay any bill, whenever and wherever you want—with no fee.

To get started:

  1. Enroll in Online Banking by clicking here.
  2. Download our mobile app.


 

Whether you’re on your smartphone or tablet, you can do more of your banking on-the-go. With Mobile Banking, your money is always close at hand. Our Guaranty Bank Mobile app makes it easy to quickly deposit checks, pay nearly any bill, and find local branches and more — all from your phone. And we send you text alerts to help keep you current. Your safety is always top of mind for us. That’s why we use the latest security technology with all of our Mobile Banking options.

Download our mobile app today!

 

Your Relationship Checking VISA® Debit Card can be used at ATMs to access cash, check your balance or make a deposit. If you prefer a personal touch, visit one of our branch locations.

 

FIND A LOCAL BRANCH/ATM

HAD PROBLEMS WITH BANKS BEFORE? NO PROBLEM.


Reliability and Ease, Guaranteed

Don’t let mistakes from your past keep you from a better financial future. You may qualify for Relationship Checking even if you have a ChexSystems™ record. Talk to one of our helpful bankers today.

OPEN YOUR NEW RELATIONSHIP CHECKING ACCOUNT TODAY


*Personal accounts only. Minimum to open Relationship Checking is $25. A $10 monthly service fee applies. If the account has paper statements a $2 monthly fee applies. Account is not eligible for the courtesy overdraft service. See the Relationship Checking Account Disclosure and Deposit Disclosure for terms and fees that may apply. Terms and fees are subject to change. Account opening is subject to approval.

 

Stay in the Loop


Sign up to receive our newsletter with important Guaranty Bank updates, financial tips and the latest products and services available.

Experiencing any of These?

Wedding
Car Troubles
Low Credit Score
New House
New Job

Need more help? Contact us for more information.

Call Us: 800-235-4636 (INFO) • Email usFIND A BRANCH

You are leaving Guaranty Bank

By clicking Continue, you will be taken to a website that is not affiliated with Guaranty Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Guaranty Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Guaranty Bank.

Continue to External Site

Account Signup

Would you like to open a savings account as well?

If you would like to apply for both a Savings and Checking account please click on the Checking Account "Apply Now" button first and you will be presented with a option to add a Savings Account.

Cancel

You are leaving Guaranty Bank

By clicking Continue, you will be taken to a website that is not affiliated with Guaranty Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Guaranty Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Guaranty Bank.